2025 Ira Contribution Limits Forecast. The irs also announced on friday that the 2025 ira contribution limit will be $7,000, which is the same as 2024. Ira limits aren't changing in 2025 currently, ira contributions max out at $7,000 for workers under the age of 50 and $8,000 for those 50 or older.
For 401 (k), as well as 403 (b), and government 457 or tsp account (qualified plans) participants, the irs has increased the contribution limits from $23,000 (2024) to. The irs determines the maximum contribution for each type of ira annually, and they recently announced the updated limits for tax year 2025.
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